Unveiling Hidden Benefits of SSAS

You’ve probably heard me mention SSAS (Small Self-Administered Scheme) on more than a few occasions, but you are probably one of the many people who have never heard of it! No great shocker really even though SSAS has been fully supported by the UK Government for over 40 years. Only a small proportion of people […]
Unlock Success, Dodge Disasters!

What is “Due Diligence”? There is obviously the Oxford English Dictionary definition….however, in simple terms “DD” is all about making sure you have fully appraised a company, person or a deal to such an extent that you feel you know; and have found out as much as you can in order to avoid a major […]
The Trap of Complacency

How many people do you know who are drifting along in jobs where they are unfulfilled or bored? Or sticking with the same old bank, with inflated monthly charges and poor service because they opened a savings book account with them back in the day! Worse still, not questioning their financial future, because the mortgage […]
Do You Allow Pets in your Rental Properties?

Love them or not, pets are very much integral to our lives. We are generally a nation of animal lovers! The PDSA estimates that 53% of households in the UK own a pet. ???????? Having grown up with animals my entire life; rescued three puppies from Bulgaria and a cat in Bahrain, when it comes to animals […]
Check your Credit Files: Which one are you?

How many times have you thought about your credit file? I am sure all of us have at some point. Our credit record is much like a child building their personality as they grow up, how they behave, act, spend and save. So, which of the following personalities are you when it comes to checking […]
Single point of failure?

If you were one of the many investors hopping onto the back of the “new” GIGA Factory planned in the North East then you would have had a few scary moments when Britishvolt went into administration! ???? Properties being sold at inflated prices “close” to the new factory, ideal for the 100’s of contactors that […]
Utilities – a word of warning!

⚠️ A BIG word of warning when doing anything with utilities! I was recently talking with a developer, and we were discussing utilities! They made the statement that they thought they had started with the utilities to their development early enough…and then said: “early enough is never early enough” – too true! ???? Way back […]
Don’t tell everyone…

How could I miss the opportunity to follow up on a recent Times article singing the praises of the “Beautiful North East”! I did recently have a fellow property owner message me saying “don’t tell everyone”, tongue in cheek I know…… ???? I make no apologies for promoting the North East, as a latecomer to […]
The Importance of a Strategy Call

When I get feedback like this, I smile, I can see first-hand the value I have provided during a strategy call. “Your expertise and insight helped us gain so much clarity, and we appreciate it so much. It is astonishing to see that we have achieved so much from just one discussion. The ball is rolling […]
Rising Interest rates – the kicker!

Panic, Panic, Panic – the average is above 6% or is it? Rates have been falling consistently across all durations and fixes, the pattern is downwards, and future expectations have started to be tailored downwards. ???? Recent data indicated that the average length of a mortgage product being on the market is 15 days and […]